The half a million ringgit question

I was miffed about the workshop that I usually go to, trying to up sell me with those exorbitant carbon removing liquid. Just provide the services that I as a customer demand. Mechanics motivated by sales commissions is rather weird. It doesn't then seem to have any other difference as opposed to you going into a butcher to get slayed.

On a separate note, I went to a packed bank today to withdraw some moolah from my FDs since my bank account ran out of them. Long story short, I'm just moving some money around for optimum state so as not to be charged of bank interest that much. We should be careful of these legal loansharks. Later on while doing some bookkeeping, I'd found out surprisingly that I'm very close to surpassing the half a million mark in assets. Seems like a major milestone. Now the question is, what is my leverage? That I think is the question which matters more.